Free Investment Memo Template

How to write a crisp investment memo that gets investors excited

A template with sample content and practical guidance to help you write a clear, compelling outline for your pitch deck. You can also send your outline directly to investors who prefer a 2-3 page document to slides.

What is an investment memo?

An investment memo deck is a 2-4 page document you can use to share your startup idea and investment thesis. It should be clear, concise, and compelling. As a founder, you can use it to attract potential investors like angel investors, venture capitalists, and private equity firms. You can also use it to recruit co-founders, advisors, and early employees.

Investors also use investment memos to summarize their thoughts about an investment candidate. Bessemer Venture Partners has an excellent collection of investment memos for their investments in leading startups like Shopify, Pinterest, Yelp, Twilio, Twitch, Wix, Fiverr, SendGrid, PagerDuty, Toast, and more. Check them out here.

Investment memo or a pitch deck?

You need both. They provide the exact same information to investors. The only difference between your investment memo and your pitch deck is format. An investment memo is your startup pitch delivered as a 2-4 page document, whereas a pitch deck is your startup pitch delivered as a 15-20 slide presentation. Each section in your investment memo is a slide in your pitch deck.

Some investors prefer investment memos, while others prefer a pitch deck. Compare the Gleamr startup information presented in my investment memo example and my pitch deck example. You'll see they're almost identical. There's no reason for your story to change based on your delivery format.

When should you write an investment memo?

Write your investment memo before you build your pitch deck. Your investment memo is the outline for your pitch deck in the same way a blueprint is the outline for a house. You wouldn't build a house without a blueprint, and you shouldn't build a pitch deck without an outline.

Personally, I wouldn't wait until you need a pitch deck to write your investment memo. I recommend writing an investment memo as soon as you have a startup idea in mind. Documenting your idea in the form of an investment memo will help you think through — and critically evaluate — every assumption driving your idea and its commercialization.

Why do you need an investment memo?

Like a great pitch deck, a great investment memo is an effective way to answer common investor questions like:

Investor questions every investment memo should answer

A scannable summary of the core questions investors ask, section by section. Use it as a checklist for your memo — or as a quick framework for any startup pitch.

Download PDF

1. Introduction

  • What do you do, and who do you help?
  • What's your product category, target customer, primary use case and benefit?
See example →

2. Investment Highlights

  • How big is your problem and market? How unique and compelling is your product? How strong and durable is your moat? Why is your team the right team to build this? How does your industry, stage, and ask fit our thesis?
See example →

3. Team

  • What relevant experience, prior startup success, and shared history make your team uniquely qualified to win this?
See example →

4. Problem

  • What problem do you solve, and who has it? How urgent is your problem — must-solve or nice-to-have? How is it solved today, and why do those solutions fall short? How big is it, and is it getting bigger?
See example →

5. Why Now

  • Why is this possible now when it wasn't a few years ago? What market, technology, regulatory, or behavioral shift created the opening? Why are startups advantaged versus incumbents right now?
See example →

6. Solution

  • What's your solution, and what are the benefits mapped to the pain points? How much better is it — faster, cheaper, easier — and why is now the right time?
See example →

7. Product

  • How does it actually work, in three to five simple steps? Where does it fit in your customer's workflow? What's proprietary — patents, core technology, defensible IP?
See example →

8. Competition

  • Who are your competitors — incumbents, other startups, homegrown solutions, do-nothing? How do you win on the attributes customers care about?
See example →

9. Moat & Defensibility

  • Why won't competitors simply copy you? What proprietary assets are you building (technology, data, network effects, brand, switching costs)? How does defensibility strengthen as you scale?
See example →

10. Business Model

  • How do you make money? Per customer, transaction, seat? What does a typical transaction look like? Is the revenue recurring — active or passive?
See example →

11. Market Opportunity

  • What's your bottom-up market size? What share gets you to $100M+ in annual revenue? What market or product expansions get you to $1B and beyond?
See example →

12. Traction

  • How much do customers love your product — and what proves it? What are your key metrics (CAC, LTV, MRR, retention, ratings), and how fast are they growing? How repeatable and earned is your growth — what's driving it?
See example →

13. Growth Strategy (a.k.a. Go-to-Market)

  • How will you reach, activate, and retain customers? What are your CAC, LTV, and payback period — and how does your LTV-to-CAC ratio stack up to the 3–5x benchmark?
See example →

14. Product Roadmap

  • How will you keep your product competitive as you grow? What major features, modules, integrations, or certifications are next? What have you already shipped?
See example →

15. Financials

  • How fast can you grow, and how big, over the next two to three years? What are the key revenue and expense assumptions? When do you reach profitability, and how much will you burn first?
See example →

16. Funding (a.k.a. The Ask)

  • How much are you raising, and on what terms? What's the use of proceeds? What milestones will it get you to, and how does that set up your next round?
See example →

17. Investment Highlights Recap

  • What's your one-line investment thesis — the version an investor could forward to their partners?
See example →

18. Contact

  • Who's the primary contact for follow-up questions, and how do we reach them — email, phone, LinkedIn?
See example →

Prefer a slide presentation? See the companion Pitch Deck Template — same framework, slide-by-slide.

What should you include in your investment memo?

There's no such thing as a one-size-fits-all investment memo template, but this flow is as good as any for most early-stage tech startups.

investment memo Coach Slide Flow

Investment memo recommendations

Now let's review what you should include in each section of your investment memo. I'll start with the Introduction section.

Note: I've illustrated each section with sample content for a fictitious startup called Gleamr. Some of you will know Gleamr as the same fictitious startup company I used to provide sample content for my pitch deck template. I hope the sample content gives you a deeper understanding of what's required of you for each section of the template. I invented Gleamr back in 2015, so don't get hung up on some of the claims in this memo :)

Introduction — Investment Memo

Investor questions you should answer in your Introduction section

  • What do you do, and who do you help?
  • What's your product category?
  • Who's your target customer, and what's the primary use case and benefit?

Pro Tips: Use a simple [ product category ] for [ audience ] format. Use a second line to list your primary use case and benefit. Also hint at your differentiation using 'the first' or 'the best' qualifiers.

Sample content using Gleamr

Introduction
  • Introducing the first consumer smartphone app for on-demand mobile auto details.
  • Like Uber, but for auto details.
  • Now, consumers can get professional auto details on demand at their home or office.

Back to all investor questions

Investment Highlights — Investment Memo

This section is often missing from investment memo templates. And yet, it provides investors with a welcome summary of your investment thesis. Include this section and stand out from the crowd.

Investor questions you should answer in your Investment Highlights section

  • How big is your problem and market?
  • How unique and compelling is your product?
  • How strong and durable is your moat?
  • Why is your team the right team to build this?
  • How does your industry, stage, and ask fit our thesis?

Sample content using Gleamr

Investment Highlights

Here's why we think Gleamr is a strong investment candidate:

  • $2B US market: For on-demand mobile auto details. US only. We have a 9-month first-mover advantage.
  • Robust product: Responsive web + native iOS and Android apps. 2 patents pending.
  • Strong traction: 82K+ users, 11K+ detailers, $1.5M revenue run rate in our first 9 months. 4.8 star average ratings on Apple and Google stores.
  • Experienced team: SaaS and auto detailing veterans from Thumbtack, HomeAdvisor, Yelp, and SpeedyDetail.
  • $29M run rate by EOY 2026: With 1.5% market share.
  • $2M seed round: SAFE, 20% discount, $15M valuation cap. $500K already committed.

Back to all investor questions

Team — Investment Memo

Investor questions you should answer in your Team section

  • What makes your team uniquely qualified to win this opportunity?
  • What experience do you have solving similar problems?
  • What experience do you have building similar solutions?
  • What success have you had at similar startups?
  • Have team members worked well together before?

Sample content using Gleamr

Team

Our team has deep, relevant experience in SaaS and auto detailing.

  • Ben Brown, Co-founder & CEO. Prev. VP Sales, Thumbtack.
  • Dakota Dean, Co-founder & Chief Product Officer. Prev. VP Product, Thumbtack.
  • Ella Ellison, Community Manager.Prev. Community Manager, HomeAdvisor.
  • Steve Chan, Lead Developer.Prev. Senior Developer, Yelp.
  • Sara Klein, Advisor. Co-founder, Thumbtack.
  • Dave Smith, Advisor. Founder & CEO, SpeedyDetail.

Back to all investor questions

Problem — Investment Memo

Investor questions you should answer in your Problem section

  • What problem do you solve, and who has it?
  • What are the biggest pain points?
  • How urgent is your problem — must-solve or nice-to-have?
  • How is your problem solved today without your product — and why do those solutions fall short?
  • How big is your problem, and is it getting bigger? Why?
  • If the problem isn't obvious, what proof do you have that it's real?

Sample content using Gleamr

Problem

Consumers lack an easy way to get a professional, affordable auto detail at their home or office.

  • No single view of all currently available detailers,
  • Few reviews from prior customers to guide selection.
  • No leverage to negotiate prices.

Detailers waste too much time and money finding customers when they’d rather be detailing cars.

  • Hard to reach ready-to-buy consumers.
  • Low ROI on traditional marketing.
  • Hard to collect and leverage customer reviews.

Back to all investor questions

Why Now — Investment Memo

Free Investment Memo Template - Why Now Section

Investor questions you should answer in your Why Now section

  • Why is your company possible now when it wasn't possible a few years ago?
  • What market, technology, regulatory, or behavioral shifts create this opportunity?
  • Why is now the right time to build your company?
  • Why are startups particularly advantaged right now versus incumbents?

"Why now?" is the question investors most often ask out loud after they've grasped your problem and solution. Why couldn't this company have existed five years ago — and why might it be too late in five more? Identify the shift that just opened a window.

Common shifts to look for:

  • Technology — a new platform reaches critical mass (mobile, cloud, AI, on-device ML).
  • Regulation — a rule change opens a market (HIPAA → telehealth, GDPR → consent infrastructure, open banking → fintech APIs).
  • Behavior — usage crosses a tipping point (remote work, contactless payments, creator economy).
  • Economics — unit economics flip in your favor (cost of compute, sensors, distribution).

If your answer is "this has always been a problem and someone finally got around to it," you're in a weak position. Investors fund teams catching a wave, not teams swimming upstream. Make the shift concrete — cite the inflection, give the year, name what changed.

Back to all investor questions

Solution — Investment Memo

Investor questions you should answer in your Solution section

  • What's your solution to the problem?
  • Is it an app, software, a device, a service?
  • What are the benefits, mapped one-to-one to the pain points above?
  • How much better is it — faster, cheaper, easier — and by how much?
  • Why is now the right time for it?

Pro Tip: Match your solution benefits to the limitations of current solutions listed in your Problem section.

Sample content using Gleamr

Solution

Introducing Gleamr, the first consumer app for on-demand mobile details. Like Uber, but for mobile auto details.

Benefits for consumers

  • Save time: Detailers come to them in their home or office.
  • Save money: Detailers compete for their business which lowers prices.
  • Get a great job: Detailers work hard for great reviews.

Benefits for detailers

  • Save time: Spend less time chasing customers.
  • Earn more: Spend more time detailing cars Gleamr fee is guaranteed ROI.
  • Grow faster: Great reviews + Great prices = More work.

Back to all investor questions

Product — Investment Memo

Investor questions you should answer in your Product section

  • How does your product actually work, in three to five simple steps?
  • What does it look like in the customer's hands?
  • Where does it fit in your customer's world or workflow?
  • What's proprietary — patents, core technology, defensible IP?

Pro Tip: Break your product’s primary use case down into 3-5 simple steps and show the user experience for each step. Add a Case Study if you like.

Sample content using Gleamr

Product

How our app works for consumers

  1. Browse detailers. Screenshot
  2. Compare reviews and prices. Screenshot
  3. Book and pay. Screenshot

How our app works for detailers

  1. Build profile, including photo showcase. Screenshot
  2. Manage jobs. Screenshot
  3. Collect payments. Screenshot
  4. Track earnings. Screenshot
  5. Manage reputation. Screenshot

Back to all investor questions

Competition — Investment Memo

Investor questions you should answer in your Competition section

  • What incumbent products or established vendors do customers use today?
  • What other startups — existing or emerging — are pursuing the same opportunity?
  • What homegrown solutions are customers using today (spreadsheets, internal tools, consultants, manual processes)?
  • What happens if customers simply do nothing?
  • How do you win on the three to five attributes customers actually care about?

Pro Tip: Only list competitive advantages that customers truly care about. Advantages that will win deals over your competition. The 3-5 must-have solution attributes that would top your customer's RFP if they write one. Group competitors by type. Types of competition can include manual processes, legacy third-party solutions (standalone or modules within a larger legacy solution), legacy home-grown solutions, and other newer startups like yours.

Sample content using Gleamr

Competition

We compete with a couple of slow followers: Competitor 1 and Competitor 2. We win on detailer coverage, user traction, and user ratings. Like Uber vs. Lyft, we expect to maintain and extend our lead via network effects.

  • 4x more detailers.
  • 4x more consumers.
  • 4.8 star average ratings on Apple and Google vs. 3.6 or lower.
  • 3,600+ reviews on Apple and Google vs. ~200 each for our competitors.

Back to all investor questions

Moat & Defensibility — Investment Memo

Free Investment Memo Template - Moat and Defensibility Section

Investor questions you should answer in your Moat section

  • Why won't competitors simply copy what you're doing?
  • What proprietary assets or advantages are you building (technology, data, network effects, ecosystem, brand, switching costs)?
  • How do your competitive advantages strengthen as you scale?
  • What will make your company more defensible three to five years from now than it is today?

Competition tells investors who's in the race today. Moat tells them why you'll still be ahead three to five years from now. The strongest moats compound — they make your product harder to copy as you grow.

Common moats to consider:

  • Technology / IP — proprietary algorithms, patents, hard-to-replicate engineering.
  • Data — a unique dataset that improves your product the more it's used (the classic AI flywheel).
  • Network effects — each new user makes the product more valuable for every other user (marketplaces, communications, social).
  • Switching costs — integration depth, workflow lock-in, data lock-in, learned behavior.
  • Brand / community — trust, mindshare, and emotional connection that competitors can't buy quickly.
  • Distribution / ecosystem — privileged channels, exclusive partnerships, category leadership.

Be specific about how your moat strengthens at scale. "First-mover advantage" is not a moat. "After 50K active drivers we have 10x more local supply density than any new entrant could match in their first 18 months" is a moat. Quantify it where you can.

Back to all investor questions

Business Model — Investment Memo

Investor questions you should answer in your Business Model section

  • How do you make money?
  • Do you charge per customer, per transaction, per seat, or another way?
  • What does a typical transaction look like?
  • Is the revenue recurring, and is it active or passive?

Pro Tips: Keep it simple. List all revenue streams if you have more than one. Include a typical transaction.

Sample content using Gleamr

Business Model

Mobile auto detailers pay us 15% for each job. The average cost for a mobile detail is $75 in the US (Source):

  • Customer pays $75.
  • Detailer gets $63.75 (85%).
  • We get $11.25 (15%).

We currently use Stripe for payment processing. In the future, we may build our own payment processor and collect an additional payment processing fee with no additional cost to the detailer or consumer.

Back to all investor questions

Market Opportunity — Investment Memo

Investor questions you should answer in your Market Opportunity section

  • What's your bottom-up market size, and what assumptions drive it?
  • What market share do you need to reach $100M+ in annual revenue?
  • What market or product expansions get you to $1B and beyond?

Pro Tips: A bottom-up calculation is best for credibility and explicit assumptions. Use customer count x ARR per customer. List sources for customer counts and other data. List the annual revenue opportunity for logical market and/or product expansions to get to $1B and beyond.

Sample content using Gleamr

Market Opportunity

We’re tapping into a $2B market (US only). Our bottom-up calculation:

  • 180M US mobile auto details per year (Source)
  • x $75 average cost per detail
  • = $13.5B total mobile detail revenue per year
  • x 15% rev share
  • = $2B Gleamr revenue per year

Back to all investor questions

Traction — Investment Memo

Investor questions you should answer in your Traction section

  • How much do customers love your product — and what proves it?
  • What are your key metrics (CAC, LTV, MRR, retention, ratings)?
  • How fast are those metrics growing, shown as a trend over time?
  • How repeatable and earned is your growth — what's driving it beyond paid spend?

Pro Tips: Pick metrics that matter most for your business. E.g. MAUs and DAUs vs sign-ups. Trends over time are more useful than snapshots.

Sample content using Gleamr

Traction

We've experienced strong growth in our first 9 months

  • Users: 10,936 (EOQ1) > 31,714 (EOQ2) > 82,457 (EOQ3)
  • Detailers: 1,533 (EOQ1) > 4,447 (EOQ2) > 11,561 (EOQ3)
  • Revenue run rate: $196K (EOQ1) > $568K (EOQ2) > $1.5M (EOQ3)
  • 4.8 star average rating in the Android Play Store (1.2K reviews)
  • 4.8 star average rating in the Apple App Store (2.3K reviews)

Back to all investor questions

Growth Strategy — Investment Memo

This section can also be referred to as 'Go-To-Market (GTM)' or 'Sales & Distribution.'

Investor questions you should answer in your Growth Strategy section

  • How will you reach customers and generate demand?
  • How will you activate and convert them?
  • How will you retain them and keep churn low?
  • What are your CAC, LTV, and payback period — and how does your LTV-to-CAC ratio stack up to the 3–5x benchmark?

Pro Tips: Break out your strategies and tactics by function. Be as specific as possible. E.g. If you mention industry trade shows, list the top 2-3 that you’ll attend for your market.

Sample content using Gleamr

Growth Strategy

Here's how we’ll acquire and retain users and detailers.

Marketing & Sales — Customer acquisition

  • Focused SEO, paid search, paid & organic social, influencers.
  • Refer-a-friend discounts for consumers.
  • Loyalty programs for consumers & detailers.
  • Employee incentive programs for HR and office managers.

Customer Success — Customer retention

  • Dedicated customer service reps for each DMA.
  • Gleamr staffed community message boards for consumers and detailers.

Product — Customer retention

  • Consumer Product Advisory Board to guide consumer features UX improvements.
  • Detailer Product Advisory Board to guide detailer features and UX improvements.

Back to all investor questions

Product Roadmap — Investment Memo

Investor questions you should answer in your Product Roadmap section

  • How will you keep your product competitive as you grow?
  • What major features, modules, integrations, or certifications are next?
  • What milestones have you already hit?

Pro Tips: In addition to major product features and modules, consider certifications (e.g. SOC) and integrations that might also enhance your competitive position. Include past milestones accomplished.

Sample content using Gleamr

Roadmap

Here's how we’ll maintain and extend our product lead.

  • H1 2023: Launched MVP.
  • H2 2023: Detailer Product Advisory Board Portal + Employee Incentive Program.
  • H1 2024: User Product Advisory Board Portal.
  • H2 2024: Loyalty Program.
  • H1 2025: In-house payment processing.

Back to all investor questions

Financials — Investment Memo

Investor questions you should answer in your Financials section

  • How fast can you grow, and how big, over the next two to three years?
  • What are the key revenue and expense assumptions behind the model?
  • When do you reach profitability, and how much will you burn first?

Pro Tips: Offer to share your pro forma Income Statement on request including explicit assumptions for revenue and expense drivers. Investors care less about the numbers and more about your thought process in building the model.

Sample content using Gleamr

Financials

We’re projecting a $29M run rate by EOY 2026.

Detailed model with explicit revenue & expense assumptions available on request.

  • Users: 83K (2023) > 247K (2024) > 643K (2025) > 1.4M (2026)
  • Detailers: 2.3K (2023) > 6.9K (2024) > 17.9K (2025) > 37.7M (2026)
  • Revenue Run Rate: $1.5M (2023) > $4.8M (2024) > $13.1M (2025) > $29.2M (2026)

Back to all investor questions

Funding — Investment Memo

This section is sometimes called ‘The Ask.’

Investor questions you should answer in your Funding section

  • How much are you raising, and on what terms?
  • How will you spend it — what's the use of proceeds?
  • What product, customer, and revenue milestones will it get you to?
  • How does that set up your next round?

Pro Tip: Be as specific as possible on your ask and use of proceeds. Address what you’ll achieve in addition to where you’ll spend.

Sample content using Gleamr

Funding

We’re raising $2M on a SAFE. We have$ 500K committed, so $1.5M remaining.

Prior Funding

  • $300K from friends and family
  • Launched MVP.
  • Grew revenue run rate from $0 to $1.5M in our first 9 months.

Current Raise

  • $1.5M available on a $2M SAFE with 20% discount, $15M valuation cap.
  • $500K committed by Tech Coast Angels ($200K) and Newport Ventures ($300K).
  • Fund next 2 years and get to 600K+ users, 18K detailers, $29M run rate.

Back to all investor questions

Investment Highlights Recap — Investment Memo

Investor questions you should answer in your Investment Highlights Recap section

  • What's your one-line investment thesis — the version an investor could forward to their partners?

Mirrors the Investment Highlights questions — a ready-to-share thesis for the investor's own team.

Pro Tip: Repeating this information reminds investors what they have read (if they got this far). It also provides them with a ready-to-go investment thesis they can share with their team.

Sample content using Gleamr

Investment Highlights Recap

Our investment thesis (again for convenience)

  • $2B US market: For on-demand mobile auto details. US only. We have a 9-month first-mover advantage.
  • Robust product: Responsive web + native iOS and Android apps. 2 patents pending.
  • Strong traction: 82K+ users, 11K+ detailers, $1.5M revenue run rate in our first 9 months. 4.8 star average ratings on Apple and Google stores.
  • Experienced team: SaaS and auto detailing veterans from Thumbtack, HomeAdvisor, Yelp, and SpeedyDetail.
  • $29M run rate by EOY 2026: With 1.5% market share.
  • $2M seed round: SAFE, 20% discount, $15M valuation cap. $500K already committed.

Back to all investor questions

Investor Contact — Investment Memo

Investor questions you should answer in your Contact section

  • Who's the primary contact for follow-up questions?
  • How do we reach them — email, phone, LinkedIn?

Pro Tip: Include your phone, email, and a link to your LinkedIn profile. Make sure you (and your team members plus advisors) all update your LinkedIn profile to match the story in your pitch deck.

Sample content using Gleamr

Contact

I’d love to tell you more!

Ben Brown, Co-founder & CEO.
949-637-1234 · ben@gleamr.com · LinkedIn

Back to all investor questions

Conclusion

Thanks for reading. I hope you found my investment memo template and example helpful. If you're interested in my help with your investment memo, check out my coaching services.

PITCH DECK SERVICES